Getting repairs and maintenance done for your shared ownership home
If your lease has an initial repair period
If you bought a new shared ownership home from April 2021, your lease will have an initial repair period.
During the initial repair period, the landlord is responsible for the cost of:
- essential repairs to the outside of the building
- essential structural repairs to walls, floors, ceilings and stairs inside your home
They’re not allowed to use the reserve fund or service charge to pay these costs.
How long is the initial repair period?
The initial repair period usually lasts for 10 years after the home is first built. Check with your landlord how long is left on your home’s initial repair period. After the period ends, all repairs are your responsibility.
An initial repair period only applies if you own less than a 100% share of your home.
Some repair costs may be covered by the building warranty or another guarantee.
Repairs you can claim for
During the initial repair period you can claim up to £500 a year from the landlord to cover repairing, replacing (if faulty) and maintaining fixtures and fittings inside your home that:
- supply water, gas or electricity – for example sinks, baths or pipes
- heat your home – for example, a boiler or radiator
Housing providers decide what repairs you can claim for. Always check what’s in your lease and with your housing association.
Included repairs
Water pipes bringing water into your home and:
- bathtub
- sinks
- taps
- boiler
Electrical supply including:
- electrical wiring from the meter to the fuse box
- sockets, including wiring and switches
- wiring to heating or hot water appliances
- light fittings (up to and including the bayonet or screw fitting)
Excluded repairs
Pipe work that’s the responsibility of the water authority.
Installing appliances that use your gas, water or electricity such as a:
- washing machine
- hob
- oven
Wear and tear.
Routine maintenance.
What to do if your home needs repairs during this period
You must tell the landlord that the repairs are needed.
The landlord will decide if they are essential. They have the right to inspect the home when making a decision.
Arranging for the repairs to be done
You’ll need to arrange the repairs yourself and claim a repairs allowance from your landlord to cover the cost. You can claim up to a certain amount a year (usually £500). You’ll need to pay for costs above this amount yourself.
You must use a Trustmark-approved tradesperson approved by your landlord. You can find a local tradesperson on the Trustmark website.
If you do not claim the full repairs allowance in one year, a maximum of one year’s allowance will roll over to the following year.
| Repairs allowance | Allowance claimed for repairs | Amount rolled over to next year | |
|---|---|---|---|
| Year 1 | £500 | £0 | £500 |
| Year 2 | £1,000 (£500 + £500) | £750 | £250 |
| Year 3 | £750 (£500 + £250) | £0 | £500 |
If the landlord rejects your claim for the cost of essential repairs, they must:
- tell you why in writing within 7 days of receiving the information that supports your claim
- tell you that you have the right to challenge the decision
- explain how you can challenge it
If you sell your home, the repairs allowance will usually transfer to the new owner. If the new owner buys a 100% share, they do not get the repairs allowance.
When you will need to pay for repairs during the initial repair period
If you break the terms of your lease, your landlord will not need to pay for repairs they’re usually responsible for. For example, if you:
- cause damage on purpose
- do not arrange routine servicing and maintenance, such as regular boiler servicing
Repairs in your home may be covered by the building warranty
Repairs may be covered by the building warranty or another guarantee. Check the warranty or guarantee documents to find out how to claim the repairs.
- Last updated:
- 15 June 2026
- Next review:
- 15 June 2028
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