Skip to main content

Getting repairs and maintenance done for your shared ownership home

If your lease has an initial repair period

If you bought a new shared ownership home from April 2021, your lease will have an initial repair period.

During the initial repair period, the landlord is responsible for the cost of:

  • essential repairs to the outside of the building
  • essential structural repairs to walls, floors, ceilings and stairs inside your home

They’re not allowed to use the reserve fund or service charge to pay these costs.

How long is the initial repair period?

The initial repair period usually lasts for 10 years after the home is first built. Check with your landlord how long is left on your home’s initial repair period. After the period ends, all repairs are your responsibility.

Highlighted text

An initial repair period only applies if you own less than a 100% share of your home.

Some repair costs may be covered by the building warranty or another guarantee.

Repairs you can claim for

During the initial repair period you can claim up to £500 a year from the landlord to cover repairing, replacing (if faulty) and maintaining fixtures and fittings inside your home that:

  • supply water, gas or electricity – for example sinks, baths or pipes
  • heat your home – for example, a boiler or radiator
Highlighted text

Housing providers decide what repairs you can claim for. Always check what’s in your lease and with your housing association.

Included repairs

Water pipes bringing water into your home and:

  • bathtub  
  • sinks
  • taps
  • boiler

Electrical supply including:

  • electrical wiring from the meter to the fuse box
  • sockets, including wiring and switches
  • wiring to heating or hot water appliances
  • light fittings (up to and including the bayonet or screw fitting)

Excluded repairs

Pipe work that’s the responsibility of the water authority.

Installing appliances that use your gas, water or electricity such as a:

  • washing machine
  • hob
  • oven

Wear and tear.

Routine maintenance.

What to do if your home needs repairs during this period

You must tell the landlord that the repairs are needed.

The landlord will decide if they are essential. They have the right to inspect the home when making a decision.

Arranging for the repairs to be done

You’ll need to arrange the repairs yourself and claim a repairs allowance from your landlord to cover the cost. You can claim up to a certain amount a year (usually £500). You’ll need to pay for costs above this amount yourself.

You must use a Trustmark-approved tradesperson approved by your landlord. You can find a local tradesperson on the Trustmark website.

If you do not claim the full repairs allowance in one year, a maximum of one year’s allowance will roll over to the following year.

Example of how the repairs allowance works if you claim in years 2 and 3
Repairs allowance Allowance claimed for repairs Amount rolled over to next year
Year 1 £500 £0 £500
Year 2 £1,000 (£500 + £500) £750 £250
Year 3 £750 (£500 + £250) £0 £500

If the landlord rejects your claim for the cost of essential repairs, they must:

  • tell you why in writing within 7 days of receiving the information that supports your claim
  • tell you that you have the right to challenge the decision
  • explain how you can challenge it

If you sell your home, the repairs allowance will usually transfer to the new owner. If the new owner buys a 100% share, they do not get the repairs allowance.

When you will need to pay for repairs during the initial repair period

If you break the terms of your lease, your landlord will not need to pay for repairs they’re usually responsible for. For example, if you:

  • cause damage on purpose
  • do not arrange routine servicing and maintenance, such as regular boiler servicing

Repairs in your home may be covered by the building warranty

Repairs may be covered by the building warranty or another guarantee. Check the warranty or guarantee documents to find out how to claim the repairs.

Last updated:
15 June 2026
Next review:
15 June 2028
Section 20 consultation

Your rights to be consulted about major works or long-term agreements for your building

Topic - Costs and charges
Repairs and maintenance

You and your landlord's repair responsibilities, getting repairs and water leaks fixed

Topic - Building management
Complaints and managing your service charge for shared ownership properties

Your options if you think your service charge is unreasonable or have complaints

Advice guide