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Shared ownership

Shared ownership schemes allow you to buy a share of a property and pay rent on the rest. For some people, it can be a cheaper way to get on the housing ladder. But it’s important to know the ongoing costs and restrictions of shared ownership before you buy.

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Costs involved in shared ownership

The initial and ongoing costs involved in buying and living in a shared ownership property

Advice guide
Understanding your shared ownership lease

Your responsibilities and restrictions as a shared ownership leaseholder, and your landlord's responsibilities

Advice guide
Buying more shares in your shared ownership home (staircasing)

Your options to increase the share of the property you own (staircasing)

Advice guide

In this section

  • Becoming a shared owner

    Understand the costs involved in shared ownership, if it’s right for you, and how to buy a shared ownership property

    Topic - Leasehold essentials
  • Being a shared owner

    What you need to know if you own a shared ownership property, including staircasing and extending your lease

    Topic - Leasehold essentials
  • Leaving shared ownership

    How to sell your shared ownership home, and options if you’re feeling stuck

    Topic - Leasehold essentials