Buying more shares in your shared ownership home (staircasing)
Costs involved in buying more shares
Your landlord may charge an administration fee each time you buy a share of 5% or more. Check the administration fee amount you need to pay with your landlord.
There may also be legal fees and valuation fees to pay.
If you need to remortgage to buy more shares, you may need to pay mortgage fees to your lender.
How much stamp duty you will pay
You pay stamp duty land tax on a purchase of property over £300,000.
There are discounts for first-time buyers.
How it works on properties of £300,000 or over
You can pay stamp duty land tax on a shared ownership home in 2 ways:
- make a one-off payment
- make a payment when you first buy and then pay in stages once you reach more than 80% ownership
You can choose which option’s best for you, depending on your circumstances.
- Last updated:
- 15 June 2026
- Next review:
- 15 June 2028
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