Buildings insurance - what every leaseholder needs to know
This podcast features LEASE senior adviser Nicholas Kissen in conversation with barrister Justin Bates, Barrister at Arden Chambers. Justin’s practice focuses...
You should first check the terms of your lease to establish what the insurance provisions are and who is responsible for taking out the building’s insurance.
If the landlord is responsible for doing so and fails to comply with their obligations under the lease to insure the building, you can apply to the County Court for an order for Specific Performance to force your landlord to comply with their lease obligations.
Alternatively you may be able to arrange your own insurance as a last resort.
Before embarking on either of these options you should take specialist advice.
You may also wish to consider taking over the management of your building through the Right to Manage or applying to the First-tier Tribunal (Property Chamber) for a manager to be appointed.
You may require the services of a solicitor.
More information you might find useful:
- Application to the First-tier Tribunal (Property Chamber): The appointment of a manager
- The Right to Manage
- More Frequently Asked Questions on Breach of Lease
Still not found the answer?
Contact LEASE to have your enquiry dealt with by one of our experienced advisers