This podcast is a conversation with Trevor Palmer, Senior Property Account Executive at Pi-Property Insurance. Water Damage in Apartment Blocks:...
You should firstly check the provisions of your lease to establish what the insurance provisions are. If your landlord fails to comply with their obligations under the lease to insure the building you can apply to the County Court for an order for Specific Performance to compel your landlord to comply with their lease obligations. Alternatively you may be able to arrange your own insurance as a last resort. Before embarking on either of these options you should take specialist advice.
You may also wish to consider taking over the management of your building through the Right to Manage or applying to the First-tier Tribunal (Property Chamber) for a manager to be appointed.
You may require the services of a solicitor. See the directory of Leasehold Practitioners.
More information you might find useful:
- Application to the First-tier Tribunal (Property Chamber): The appointment of a manager
- The Right to Manage
- More Frequently Asked Questions on Breach of Lease
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