Template letter: leaseholder’s notice to insurer of possible claim

You can use this template to tell the insurance company about a possible claim on the buildings insurance. This can help if you’re concerned that your landlord may not make a claim within the time limit.

You should not rely on this template as an alternative to legal advice. If you have any questions about legal issues we recommend getting advice from a qualified professional. By using this template you accept our terms and conditions.

To use this template:

• copy the text on this page or download the Word document
• replace the text in square brackets with your details
• choose the text that applies to you in paragraph 3

To: [insert name of insurance company]

Property address: [insert address of flat or house]

1. I am/we are the leaseholder(s) of the above property.
2. This notice is given under Section 30A and paragraph 7 of the Schedule to the Landlord and Tenant Act 1985.
3. Damage appears to me/us to have been caused to the dwelling in respect of which a claim could be made under the terms of the insurance policy number [insert number of insurance policy]
   Or
   The dwelling is a flat and damage appears to me/us to have been caused to the dwelling or to another part of the building containing it in respect of which a claim could be made under the terms of the insurance policy number [insert policy number of insurance policy]
4. A term of the insurance policy is that the person insured under the policy should give notice of any potential claim under it to the insurer within a specified period.
5. The nature of the damage is [insert brief description of damage].
6. Please acknowledge receipt of this notice by signing and returning the accompanying copy of this notice.

Signed: [signature of the person(s) giving the notice]

Address: [give the address for future correspondence about this request]

Date: