What can I do if my landlord fails to insure the building?
You should first check the terms of your lease to establish what the insurance provisions are and who is responsible...
A lease is a contract between you as a leaseholder and the landlord. So if you breach the terms of your lease, you would be breaching the terms of such contract.
If you are found by the court to be in breach of the lease, the court could order you to pay damages, legal costs and/or ask you to put right any breach if it is possible to do so.
The landlord may also seek possession of your flat which is also referred to as forfeiture.
If your landlord takes action against you for breach of the lease, you may require the services of a solicitor.
More information you might find useful:
- Service Charges and other issues: Forfeiture and possession
- Living in Leasehold Flats
- More Frequently Asked Questions on Breach of Lease
Still not found the answer?
Contact LEASE to have your enquiry dealt with by one of our experienced advisers