What can I do if my landlord fails to insure the building?
You should first check the terms of your lease to establish what the insurance provisions are and who is responsible...
If your landlord breaches the terms of the lease you can take legal action against them to court. This is because the lease is a contract between two parties (the leaseholder and the landlord) and any actions for breach can be enforced via the courts.
If a leaseholder is successful on a claim for breach of the lease they can be awarded damages, a court order to force the landlord to comply with their obligations in the lease, or to carry out any particular tasks or obligations. The successful party can also try to claim the costs that they have incurred from bringing the claim.
If the breach relates to unsatisfactory management or unreasonable service charges you could apply to the First-tier Tribunal (Property Chamber) for a manager to be appointed.
More information you might find useful:
- Living in Leasehold Flats
- Application to the First-tier Tribunal (Property Chamber)
- Service Charges and other issues
- More Frequently Asked Questions on Breach of Lease
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