What can I do if my landlord fails to insure the building?
You should firstly check the provisions of your lease to establish what the insurance provisions are. If your landlord fails...
A lease is a contract and so if your landlord breaches the terms of the lease you can take legal action against them through the County Court. Where relevant you can seek an injunction, order for specific performance and/or damages. You can also seek to recover your costs.
If the breach relates to unsatisfactory management or unreasonable service charges you could apply to the First-tier Tribunal (Property Chamber) for a manager to be appointed.
More information you might find useful:
- Living in Leasehold Flats
- Application to the First-tier Tribunal (Property Chamber)
- Service Charges and other issues
- More Frequently Asked Questions on Breach of Lease
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