You are legally entitled to ask your landlord for a written summary of your building’s insurance policy.
You or the secretary of the tenants’ association should make the request in writing and the landlord must send you the summary free of charge within 21 days.
You are also entitled to ask to inspect and take copies of the policy.
The summary should tell you:
- the sum for which the property is insured
- the name of the insurer
- the risks covered in the policy
Your landlord only has to provide a summary once in each insurance period (usually a year).
More information you might find useful:
- Service Charges and other issues – Insurance by the landlord: advice guide
- More Frequently Asked Questions on Insurance
- Resolutions for service charge disputes: flowchart
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