You should first check the terms of your lease to establish that it is the landlord who is responsible for taking out the building’s insurance.
If the landlord is indeed responsible for doing so and fails to comply with their obligations under the lease to insure the building, you can apply to the County Court for an order for Specific Performance which if granted can force your landlord to comply with their lease obligations.
You may also wish to consider taking over the management of your building through the Right to Manage or applying to the First-tier Tribunal (Property Chamber) for a manager to be appointed.
You may require the services of a solicitor.
More information you might find useful:
- Application to the First-tier Tribunal (Property Chamber): The appointment of a manager
- The Right to Manage
- More Frequently Asked Questions on Breach of Lease
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