What can I do if my landlord fails to insure the building?
You should first check the terms of your lease to establish what the insurance provisions are and who is responsible...
A warranty claim is one made under a 10 year warranty that may be provided by the National House Building Council or a structural insurance policy. These tend to provide cover against actual or imminent damage caused by structural defects or breach of building regulations.
The UK Finance Association requires a 10 year warranty or insurance policy to lend for new build residential homes including flats contained in buildings. Standard new home warranties provide cover for homeowners against actual or imminent damage caused by structural defects or breach of building regulations prior to completion.
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