The Consumer Rights Act 2015 defines a consumer contract as one between a trader and a consumer.
Part 1 of the Act applies to most, but not all, kinds of consumer contracts. Part 2 of the Act applies to all consumer contracts whether written or not.
The Act includes a provision which, in certain circumstances, applies Part 2 of the Act to terms in a ‘secondary’ contract – a separate contract which has an effect on the rights and obligations of the consumer and trader under the main contract – even if it does not in itself meet the criteria of a consumer contract. This is for anti-evasion purposes.
More information you might find useful:
- Who is the CMA?
- What is the CMA doing about residential leasehold property?
- Will leaseholders who have been mis-sold property be able to provide evidence to the CMA for its investigation into the leasehold market?
- What happens when the CMA has finished its investigation into the leasehold market?
- What is an unfair term?
- What happens when contractual terms are unfair?
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