What can I do if my landlord fails to insure the building?
You should firstly check the provisions of your lease to establish what the insurance provisions are. If your landlord fails...
A lease is a contract and so if a leaseholder breaches the terms of their lease you can take legal action through the County Court. Where relevant you can seek an injunction, order for specific performance and/or damages. You can also seek to recover your costs. The ultimate sanction open to you would be to seek forfeiture of the lease.
You may require the services of a solicitor or surveyor.
More information you might find useful:
- Service Charges and other issues: Forfeiture and possession
- Application to the First-tier Tribunal (Property Chamber)
- More Frequently Asked Questions on Breach of Lease
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